What Our Loretto Water Damage Inspection Covers
Here are the specific inspection scenarios and assembly types our Loretto team handles.
Active & Recent Water Event Inspection
When a water damage event has just occurred in a Loretto property — or happened within the last several days — our inspection maps the full extent of saturation while the moisture is still detectable by thermal imaging and direct meter readings. This inspection is the foundation of the remediation scope and the insurance claim documentation. Without it, remediation crews are guessing at what to dry, and insurance carriers are estimating on incomplete data. Our Loretto active event inspection captures the full saturation picture at the moment of peak detectable moisture — when the readings tell the most accurate story of what happened.
Pre-Purchase Water Damage Inspection
Pre-purchase water damage inspections in Loretto are scheduled on the buyer's timeline and the written report is available for the transaction file.
Post-Remediation Verification Inspection
After a water damage remediation project is completed in a Loretto property — whether by COS Water Damage Restoration or another company — a verification inspection confirms that structural drying was completed to standard moisture content levels and that no hidden moisture was left behind. This inspection is requested by property owners who want independent confirmation of completion, by landlords who need documentation before returning a property to tenancy, and by sellers who need to demonstrate to a buyer that prior water damage was fully resolved. Our Loretto post-remediation inspection produces a written verification report formatted for real estate and insurance use.
Mold Risk Assessment Inspection
Properties in Loretto that had a water event 48 hours or more before inspection — or where a slow leak went undetected for an extended period — may present mold risk alongside ongoing moisture concerns. Our mold risk assessment inspection identifies the structural conditions that support mold growth: elevated moisture content in organic materials, elevated ambient relative humidity, and the presence of visible mold growth on surface or semi-concealed areas. This assessment determines whether a standard drying-focused remediation is appropriate or whether S520-standard mold remediation protocols need to be incorporated into the project scope.
Crawlspace & Below-Grade Inspection
Below-grade spaces in Loretto properties — crawlspaces, basement areas, and below-slab conditions — are among the most common locations for chronic moisture problems to go undetected. Our Loretto below-grade inspection covers crawlspace wood framing moisture content readings at joists and beams, vapor barrier condition and coverage, condensation evidence on structural surfaces, and visual assessment for wood rot, fungal growth, and pest damage associated with chronic moisture. Written findings document the below-grade condition for remediation scoping or real estate disclosure.
Insurance Documentation Inspection
When an insurance carrier requests additional documentation for a water damage claim — or when a claim has been disputed based on damage scope — our Loretto insurance documentation inspection provides the instrument-backed evidence that supports the remediation scope. Thermal images with annotations, moisture meter readings at labeled sensor points, water category determination, and written assessment of the connection between the reported event and the documented damage create a claim file that can withstand adjuster scrutiny.
